Free tool
Net / Gross Salary Simulator Morocco 2026
Calculate your net salary from gross or estimate gross from net in Morocco. CNSS, AMO, IR 2026 brackets, dependents deduction.
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How does the simulator work?
Gross → Net
Enter your monthly gross taxable salary. The simulator calculates employee contributions (CNSS and AMO), applies the flat-rate professional expenses deduction, then computes income tax using the 2026 progressive brackets. Net salary is obtained by subtracting these amounts from gross.
Net → Gross
Enter the desired net salary. The simulator performs a reverse calculation through successive iterations to find the corresponding gross taxable salary, taking into account all deductions and the 2026 income tax brackets.
2026 Income Tax Brackets (monthly)
| Monthly bracket (MAD) | Rate | Amount to deduct |
|---|---|---|
| 0 — 3,333 | 0% | 0 |
| 3,333 — 5,000 | 10% | 333.33 |
| 5,000 — 6,667 | 20% | 833.33 |
| 6,667 — 8,333 | 30% | 1,500 |
| 8,333 — 15,000 | 34% | 1,833.33 |
| Above 15,000 | 37% | 2,283.33 |
Social contributions
| Contribution | Employee share | Employer share |
|---|---|---|
| CNSS | 4.48% (cap 6,000 MAD) | 8.98% (cap 6,000 MAD) |
| AMO | 2.26% | 4.11% |
| Family allowances | — | 6.40% (uncapped) |
| Vocational training | — | 1.60% (uncapped) |
This simulator is provided for informational purposes only. Results do not account for bonuses, non-taxable allowances, supplementary health insurance, or CIMR. For a personalized calculation, contact our experts.