Free tool
Net / Gross Salary Simulator Morocco 2026
Calculate your net salary from gross or estimate gross from net in Morocco. CNSS, AMO, IR 2026 brackets, dependents deduction.
How does the simulator work?
Gross → Net
Enter your monthly gross taxable salary. The simulator calculates employee contributions (CNSS and AMO), applies the flat-rate professional expenses deduction, then computes income tax using the 2026 progressive brackets. Net salary is obtained by subtracting these amounts from gross.
Net → Gross
Enter the desired net salary. The simulator performs a reverse calculation through successive iterations to find the corresponding gross taxable salary, taking into account all deductions and the 2026 income tax brackets.
2026 Income Tax Brackets (monthly)
| Monthly bracket (MAD) | Rate | Amount to deduct |
|---|---|---|
| 0 — 3,333 | 0% | 0 |
| 3,333 — 5,000 | 10% | 333.33 |
| 5,000 — 6,667 | 20% | 833.33 |
| 6,667 — 8,333 | 30% | 1,500 |
| 8,333 — 15,000 | 34% | 1,833.33 |
| Above 15,000 | 37% | 2,283.33 |
Social contributions
| Contribution | Employee share | Employer share |
|---|---|---|
| CNSS | 4.48% (cap 6,000 MAD) | 8.98% (cap 6,000 MAD) |
| AMO | 2.26% | 4.11% |
| Family allowances | — | 6.40% (cap 6,000 MAD) |
| Vocational training | — | 1.60% (cap 6,000 MAD) |
This simulator is provided for informational purposes only. Results do not account for bonuses, non-taxable allowances, supplementary health insurance, or CIMR. For a personalized calculation, contact our experts.
Need personalized guidance?
Our experts can help you go further. Free initial consultation.
Contact us